#insurance .ctr {
	margin-bottom: 4px;
	text-align: center;
}
#insurance h2.ht2 {
	margin-bottom: 3.2em;
}
#insurance h2:not(.ht2) {
	position: relative;
	margin: 2rem 0;
	margin-left: 13px;
	padding: 0.8rem 2rem calc(1rem + 12px);
	background: #f6f6f5;
	font-size:1.5rem;
}
#insurance h2:not(.ht2):before {
	position: absolute;
	top: -12px;
	left: -12px;
	width: 100%;
	height: 100%;
	content: '';
	border: 1px solid #282827;
}
#insurance h3 {
	position: relative;
	font-size: 1.3rem;
	padding: 0.3rem 0;
	border-bottom: 3px solid #d4d4d3;
}
#insurance h3:before {
	position: absolute;
	bottom: -3px;
	left: 0;
	width: 6%;
	height: 3px;
	content: '';
	background: #df0010;

}
#insurance ul {
	margin: 0 0 1.2rem;
}
#insurance ul.last {
	margin-bottom: 4rem;	
}
#insurance .sml p {
	margin-bottom: 20px;
	font-size: 11pt;
	line-height: 140%;
}
#insurance .sml p + p {
	margin-bottom: 12px;
}
#insurance .sml p strong {
	font-size: 12pt;
}
#insurance .sml h4 {
	margin-bottom: 0;
	font-size: 17pt;
}
@media screen and (max-width: 640px) {
	#insurance h2.ht2 {
		margin-bottom: 2.4em;
	}
	#insurance h2:not(.ht2) {
		font-size: 16pt;
	}
	#insurance h3 {
		font-size: 1.2rem;
	}
	#insurance h3:before {
		width: 2.4em;
	}
}
@media screen and (max-width: 480px) {
	#insurance h2:not(.ht2) {
		margin: 1.5rem 0 1em;
		margin-left: 7px;
		padding: 0.8rem 1.2rem calc(1rem + 6px);
		font-size: 12pt;
	}
	#insurance h2:not(.ht2):before {
		top: -6px;
		left: -6px;
	}
	#insurance h3 {
		font-size: 12pt;
	}
	#insurance ul {
		padding-left: 2em;
		font-size: 11pt;
		line-height: 150%;
	}
	#insurance ul li:not(:last-child) {
		margin-bottom: 4px;
	}
	#insurance ul.last {
		margin-bottom: 3.5rem;
	}
	#insurance .sml p {
		margin-bottom: 14px;
		font-size: 10.5pt;
	}
	#insurance .sml p strong {
		font-size: 12pt;
	}
	#insurance .sml h4 {
		font-size: 13pt;
	}
}